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Practical guides for running a better business.

Plain advice on money, stock, selling, staff, tax and growth, written for owners who run the business from their phone.

8 articles for “credit sales”. Clear search

Read your profit and loss report in five minutes

Your profit and loss report answers one question: did the business make money? Here is how to read it line by line, and the five questions to ask it every month.

27 Oct 20265 min read

Tax and compliance

The tax records every small business should keep

Sales, purchases, expenses, payroll and statements: the records that back up your tax returns, how to organise them, and why they protect you.

29 Sep 20265 min read

Money and bookkeeping

Keep business money and personal money apart

When the shop drawer is also your household purse, you never really know if the business is making money. Here is a simple way to separate the two and pay yourself properly.

18 Aug 20266 min read

How-to guides

Keep selling when the network goes off

Network down, lights out, queue at the counter. A simple plan for keeping accurate records through outages, and how offline sales catch up when the signal returns.

4 Aug 20266 min read

Money and bookkeeping

Profitable but always short of cash? Here is why

Your report says you made a profit, yet the drawer is empty when the supplier comes. Here is where the money goes, and how to get more of it back in your hand.

7 Jul 20266 min read

Money and bookkeeping

Selling on credit without losing your money

Credit keeps good customers coming back, but unpaid debts can quietly empty your shop. Here is how to decide who gets credit, set clear terms and collect what you are owed.

23 Jun 20266 min read

Money and bookkeeping

Bookkeeping for small shops: the five records that matter

You do not need to be an accountant to keep good books. Keep these five records well and you will always know if your shop is really making money.

9 Jun 20266 min read

How-to guides

Getting started with Snnel in 5 minutes

A simple first-day checklist: sign in with your phone number, set up your business, make your first sale and receipt, then see the numbers on your dashboard.

2 Jun 20266 min read

Grants, training and regulator deadlinesThe Growth Hub collects funding opportunities and compliance notices for small businesses in one place.

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