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Practical guides for running a better business.

Plain advice on money, stock, selling, staff, tax and growth, written for owners who run the business from their phone.

10 articles for “profit and loss”. Clear search

Read your profit and loss report in five minutes

Your profit and loss report answers one question: did the business make money? Here is how to read it line by line, and the five questions to ask it every month.

27 Oct 20265 min read

Growth and funding

Getting your business ready for a loan

What lenders ask for, how to get your records and statements ready, and how to choose a loan size your business can actually repay.

13 Oct 20265 min read

Tax and compliance

The tax records every small business should keep

Sales, purchases, expenses, payroll and statements: the records that back up your tax returns, how to organise them, and why they protect you.

29 Sep 20265 min read

Money and bookkeeping

How to price your products so you actually make a profit

Busy shop, small profit? The problem is often the price. Learn your true cost, the difference between markup and margin, and how to set retail and wholesale prices that pay.

1 Sep 20266 min read

Money and bookkeeping

Keep business money and personal money apart

When the shop drawer is also your household purse, you never really know if the business is making money. Here is a simple way to separate the two and pay yourself properly.

18 Aug 20266 min read

Stock and inventory

A stock count routine that takes 30 minutes a week

You do not need to close the shop for a full day to know what you have. A short weekly count of the right items catches losses early and keeps your records honest.

14 Jul 20266 min read

Money and bookkeeping

Profitable but always short of cash? Here is why

Your report says you made a profit, yet the drawer is empty when the supplier comes. Here is where the money goes, and how to get more of it back in your hand.

7 Jul 20266 min read

Money and bookkeeping

Selling on credit without losing your money

Credit keeps good customers coming back, but unpaid debts can quietly empty your shop. Here is how to decide who gets credit, set clear terms and collect what you are owed.

23 Jun 20266 min read

Money and bookkeeping

Bookkeeping for small shops: the five records that matter

You do not need to be an accountant to keep good books. Keep these five records well and you will always know if your shop is really making money.

9 Jun 20266 min read

Grants, training and regulator deadlinesThe Growth Hub collects funding opportunities and compliance notices for small businesses in one place.

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